Hoosick Falls, NY: Phone: (518) 686-4504 • Fax: (518) 686-7685
Bennington, VT: Phone: (802) 445-0161 • Fax: (802) 445-0165

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Benefits / Eligibility

Loan Rates

APPLY FOR A LOAN

Rates Effective As Of May 13, 2020. Rates Subject To Change Without Notice.

Loan Types

Term

APR*

Autos New - 2018- 2021	Up To 72 Months	3.50%
Autos New - 2018- 2021	Up To 96 Months	4.50%

Autos Used - 2017 and Older	Up To 72 Months	4.50%

Motorcycle New - 2018 - 2020	Up To 72 Months	3.50%

Motorcycle Used - 2017 and Older	Up To 72 Months	4.50%

Personal Unsecured
$35,000 Max.

Up To 72 Months

8.00%

Personal
Lien On Car - No Collision

8.00%

Home Improvement Loans $35,000 Max.	Up To 120 Months	8.00%
Home Improvement Loans $35,000 Max.

Secured Loans

3.00% Over Account APY

Medical Loans

Up To 72 months

7.00%

Business Line of Credit

96 Months - Max $35,000

7.49%

Business Unsecured

96 Months - Max $35,000

8.00%

Credit Cards

Fixed Rate-max. $10,000.

9.99%

*Campers, Boats, ATV, Snowmobiles
New - Untitled

Up To 120 Months

8.00%

*Campers, Boats, ATV, Snowmobiles
Used

Up To 84 Months

8.00%

*ATV, Snowmobiles - Max Of 60 Months.

Equipment New	Up To 120 Months	8.00%

Equipment Used	Up To 120 Months	8.00%

RVs New (Untitled)	Up To 120 Months	8.50%

RVs Used	Up To 84 Months	10.00%

*APR Is The Annual Percentage Rate.

ASK US ABOUT A HOME EQUITY LOAN

UP TO 5 YEARS - 5.00% APR*

5+ YEARS – 15 YEARS - 5.50% APR*

BORROW UP TO $417,000.

Fixed Rate • Local Decision • Quick Decision • Low Closing Costs

*APR Is The Annual Percentage Rate.

HOME EQUITY CREDIT LINE

BORROW UP TO $417,000 AT WALL STREET PRIME PLUS 0.00%

Variable Rate • Local Decision • Quick Decision • Low Closing Costs

*APR Is The Annual Percentage Rate.

Equal Housing Lender



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